Why Solid Gold and Silver Jewellery Is Still a Smart Investment in 2026
If you read my post from last April, you’ll know I’ve long believed that jewellery — especially solid gold — is more than just a style choice. Since then, precious metal prices have risen noticeably, which feels like a good moment to revisit why gold and silver jewellery continue to hold real value in 2026.
When I wrote about this last year, prices looked very different. That shift is hard to ignore now.
Precious Metal Prices in 2026 (Gold and Silver)
Gold prices have climbed steadily since 2024, driven by ongoing uncertainty and the way people tend to gravitate towards safer assets when things feel unpredictable. In the UK, gold has frequently traded above £1,500 per ounce, often reaching £1,700–£1,800+, depending on the day.
That’s a noticeable change from where things were when I last wrote about this in April.
Silver has also had a strong run. Once mainly seen as the more affordable option, silver prices have risen sharply, helped by demand from technology, renewable energy, and electric vehicles. Because of that, silver jewellery feels much more relevant in the value conversation than it did even a year ago.
Both metals are simply worth more now than they were last spring — and that matters if you think of jewellery as something more than just an accessory.
Why Solid Gold Jewellery Holds Its Value
This is why I’ve always come back to solid gold.
Unlike other metal options, solid gold doesn’t rely on trends to justify its price. It has intrinsic value, recognised globally, that doesn’t disappear when fashions change.
When you buy solid gold jewellery, you’re paying for craftsmanship and design, yes — but you’re also buying into a material that has held its worth for generations. That’s what makes it feel different from most other purchases.
Silver Jewellery: A Precious Metal Worth Paying Attention To
Silver has quietly made some of the biggest percentage gains of the last year, and it’s no longer something I’d describe as an afterthought.
Part of what makes silver interesting is that it sits in two worlds at once. It’s a precious metal people invest in, but it’s also used heavily in modern industry. That mix has pushed demand up and, in turn, lifted prices.
For jewellery, that makes silver appealing in a very practical way. It’s still more accessible than gold, but it’s increasingly backed by real market value — especially when the piece is well made and designed to last. This is why I have some mixed metal options, such as the a Sterling Silver ATHENA Bangle with a solid gold pendant.
Jewellery as Wearable Wealth
One of the reasons I keep returning to this topic is that jewellery isn’t something that sits untouched. It’s wearable wealth.
A gold or silver piece can be worn daily, enjoyed for years, and still hold intrinsic value in the background. Even if prices move around — which they always do — the jewellery itself still has purpose and presence in your life.
That’s something you don’t get with most traditional investments.
Heirloom Jewellery That Lasts
Gold and silver jewellery also tend to stay within families. Rings, bangles, necklaces, and pendants are worn, gifted, and passed down, carrying stories as well as material value.
That combination of emotional significance and lasting worth is a big part of why I believe solid gold and silver jewellery continues to outlast trends.
Final Thoughts
For me, looking at where prices are now just reinforces what I said last April. Solid gold jewellery still makes sense, and silver is becoming harder to overlook.
Both metals have moved up in terms of £, both carry real value, and both can be enjoyed every day rather than stored away. Whether you’re buying to mark a moment, build a collection, or simply invest in something tangible, precious metal jewellery continues to offer beauty with substance behind it and what better than adding the initials of your loved ones to it?
